Add funds instantly by card, bank transfer or a supported payment gateway, with your balance updating in real time.
Set up a Deposit Pension Scheme with fixed monthly contributions and a guaranteed return at maturity.
Lock in a lump sum with a Fixed Deposit Receipt and earn a fixed interest rate over your chosen term.
Track every deposit, transfer and withdrawal in one place with detailed, searchable transaction history.
Cash out to your linked bank account or card with clear processing times and transparent fees.
Invite friends and family and earn referral bonuses every time they join and transact on Royal BB.
From instant transfers to loans and bill payments, Royal BB brings the everyday banking tools you need into a single, powerful dashboard.
Send money to other Royal BB customers instantly, or transfer to an external bank account in just a few taps.
Apply for a personal loan directly from your dashboard and get a decision without visiting a branch.
Pay utility bills, airtime, internet and more directly from your Royal BB balance, any time.
Fund transfer involves moving money from one account to another, whether it's within the same financial institution or between different banks. This process can be initiated through various channels, including online banking, mobile banking apps, ATM transactions, wire transfers, or in-person visits to bank branches.
Royal BB gives you a primary wallet for everyday spending and a secondary wallet for savings goals. Move funds between the two instantly from your dashboard, and each wallet keeps its own transaction history.
Yes. Alongside automatic gateway deposits, you can submit a manual deposit by uploading proof of payment. Our team reviews and credits manual deposits within one business day.
Go to Withdraw on your dashboard, choose a withdrawal method, enter the amount and confirm with your OTP. Approved withdrawals are processed according to the processing time shown at checkout.
Your account tier is based on your transaction volume and account history. Keep your KYC up to date and stay active on the platform to move up to higher tiers with better rates and limits.
Share your referral link or code with friends. When they sign up and complete their first transaction, you earn a referral bonus, and your referral level rises as more people join through your link.
Every transfer, deposit and withdrawal moves through our real-time core banking engine, so your money moves in seconds, not days.
A clean, guided dashboard puts your accounts, cards and transfers one tap away, with no banking jargon and no clutter.
Bank-grade encryption, device checks and OTP verification protect every login and every transaction you make.
Our support team is available around the clock to help with transfers, disputes and account questions, with real people behind every answer.